Residential Mortgages

Mortgage Programs to Help Improve Your Financial Future
Whether you're financing a new home or refinancing an existing mortgage, Black Mountain Community Bank can design a program to meet your needs. Our personal service, commitment to excellence and wide range of mortgage programs can help you improve your overall financial future.
Call us today for a free mortgage analysis. We will evaluate your existing mortgage needs and design a program to save you money.
- Competitive interest rates with or without "points."
- Free Pre-Approval OR get pre-qualified before you find your new home!
- Local underwriting and funding.
- Conventional Mortgages, Jumbo Loans, ARMs, and Balloons.
- Construction "draw" loans made easy!
- Bridge Loans . use the equity in your current home to buy your new home!
- Lot Loans . finance up to 65% of the value of the property!
- Reverse mortgages available...use your equity now!
These are just a few of the ways that Black Mountain Community Bank can assist you with your mortgage needs. We also offer a variety of "in-house" loans to meet your individual needs. For further information on these programs, as well as all our other mortgage programs, please contact the Mortgage Department at Black Mountain Community Bank. We look forward to meeting you!
For our commonly needed mortgage forms, please click here to access.

